Exam (elaborations)
PCIP -CHAPTER 3-TYPES OF DATA ON PAYMENT CARD
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PCIP -CHAPTER 3-TYPES OF DATA ONPAYMENT CARD
Data on a payment card: ANSWER (1) Chip; (2) PAN; Cardholder data; (4)
Expiration date. (5) CID; Magnetic stripe; and (6) CAV2/CID/CVC2/CW2
(issuer)
Cardholder data comprises these items. - ANSWER: (1) Primary account
number; (2) cardholder name; (3) expiration date; (4) service code. (5) Full
magnetic stripe data, including CAV2/CVC2/CVV2/CID and PINs or PIN
blocks.
The PCI DSS applies to the following. - ANSWER Whenever account data is
kept, processed, or sent, including cardholder and sensitive authentication data.
(1) Many refer to all account data as "cardholder data."
(2) PCI DSS rules apply anywhere the Primary Account Number (PAN) or
Sensitive Authentication Data (SAD) is stored, processed, or communicated.
(3) The PCI DSS applies to any systems that provide security services or may
have an influence on account data security.
(4) Account data includes all information printed on the physical card as well as
data stored on the magnetic stripe or chip.
(5) SAD cannot be stored following permission.
(6) Encrypting cardholder data or SAD does not exempt it from PCI DSS scope.
These are the magnetic stripes used on payment cards. Two tracks:
(1) Track 1 contains all fields from Tracks 1 and 2, with a maximum length of
79 characters.
(2) Track 2 is for older dial-up transmissions and has a shorter processing time
of up to 40 characters.
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