Arizona Life and Health Insurance QUESTIONS & ANSWERS(RATED A)
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Course
Arizona Life and Health Insurance
Institution
Arizona Life And Health Insurance
Any administrative action taken against a producer MUST be reported to the director within ___ days after the final disposition. - ANSWER 30
How many days notice does the Affordable Care Act require insurers to give before rescinding coverage? - ANSWER 30
According to the Affordable Care Act,...
Arizona Life and Health Insurance QUESTIONS
& ANSWERS(RATED A)
Any administrative action taken against a producer MUST be reported to the director within ___ days
after the final disposition. - ANSWER 30
How many days notice does the Affordable Care Act require insurers to give before rescinding coverage?
- ANSWER 30
According to the Affordable Care Act, new health Insurance Marketplaces are established by the -
ANSWER CCIIO
How long must a producer maintain customer records for an insurance transaction? - ANSWER Three
years
Which statement best defines what a Policy title means on an insurance policy? - ANSWER Ever policy
Must have a title on the Face and on the back of the policy, briefly describing the policy.
The refusal of doing business with an individual or business is called - ANSWER Boycott
Which of the following causes of disability is NOT covered under the Arizona workers comp law? -
ANSWER Intentional, self-inflicted injuries that occur at the work site
In Arizona, the HIV consent form - ANSWER Must disclose who will be receiving a copy of the test results
The telemarketing sales rules states that _______ is the LATEST time of the day that telemarketing calls
may be received - ANSWER 9 PM
Which of the following actions is considered to be an unfair trade practice - ANSWER A producer who
sells insurance to an individual by means of threat
, A statement must be signed by the ____ for any illustrations used in the sale of a life insurance policy -
ANSWER Producer
According to the telemarketing sales rule, what is the earliest time of the day that telemarketing calls can
be received? - ANSWER 8 AM
According to the federal fraud and false statements regulation, what is required for a prohibited person
to transact insurance business in this state? - ANSWER Written consent from the state insurance
regulatory agency
Who manages the premiums collected from a groups members for a reciprocal insurer? - ANSWER
Attorney in fact
Prepaid dental plans differ from most other types of dental plans in what way? - ANSWER Closed panel
of dentists can only be used
Replacement regulations exist in order to - ANSWER Protect policy owners from misrepresentations and
loss of benefits
A ________ Company is licensed by the department of insurance to conduct insurance business in
Arizona. - ANSWER Authorized
Life settlement proceeds may be subject to the claims of - ANSWER Creditors
Enrollees in a staff model HMO normally have which of the following pharmacy options available? -
ANSWER In House pharmacy
A group Medicare supplement policy was terminated and not replaced by the insurer. In this situation,
the insurer MUST - ANSWER Provide an offer of conversion to individual coverage
If a producer surrenders their license, how long must they wait to re apply for the same license? -
ANSWER One year
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