Exam (elaborations)
Florida Public Adjuster State Test Latest Updates 2024/2025
- Course
- Institution
Florida Public Adjuster State Test Latest Updates 2024/2025
[Show more]
Content preview
Florida Public Adjuster State TestLatest Updates 2024/2025
Florida No-Fault Tort Exemption - correct answerThose who comply with the law are granted limited
immunity from suits of others through PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault) - correct answer1. Significant and Permanent loss
of bodily function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? - correct answerNational Flood Insurance Program
Form SR-22 - correct answerDrivers Convicted of DUI or a traffic felony over the prior 3 years are
required to have 100/300/50 coverage or a certificate of self insurance of $350,000.
Contents of a CGL Contract - correct answer1.Declarations Form
2.Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
Declarations of a CGL Contract(4) - correct answer1.Named Insured(including address)
2.Policy Period
3.Premium
, 4.Limits of Coverage
7 Common CGL Conditions - correct answer1.Cancellation(30 Days by insurer option, 10 Days By no
payment).
2.Changes
3.Examination of Books
4.Inspections and Surveys
5.Premiums
6.Transfer
7.Nuclear Endorsement
CGL Coverage A - correct answerBodily Injury and Property Damage Insuring Agreement
The 3 Conditions that define work as "completed" - correct answer1.When all work called for in the
contract is completed.
2.When all work to be done at the site has been completed if one contract calls for work at more than
one site.
3.When that part of the work done at a job site has been put to its intended use by any person or
organization other than another contractor or subcontractor.
Occurance - correct answerAn accident, including continuous or repeated exposure to substantially the
same general harmful conditions.
accident - correct answerSudden, unexpected event
The Difference between "Occurance" and "Claims Made" CGL Coverages - correct answerThe Coverage
Trigger:
The Occurance Form applies to BI and PD regardless of any later time at which the claim is made.
The Claims-Made Form applies only to BI and PD that occurs on or after the "Retro-Active date"
Retro-Active Date - correct answerThe date on which the coverage legally began.
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller Schoolflix. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $14.99. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
72042 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now