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HAWAII ADJUSTER EXAM QUESTIONS AND COMPLETE 100% VERIFIED CORRECT ANSWERS WITH WELL EXPLAINED RATIONALES VERIFIED BY EXPERTS AND GRADED A+ ALREADY PASSED!!!!!!!LATEST UPDATE 2024M WITH 100% GUARANTEED SUCCESS AFTER DOWNLOAD (ALL YOU NEED TO PASS YOUR EXA$8.49
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HAWAII ADJUSTER EXAM QUESTIONS AND COMPLETE 100% VERIFIED CORRECT ANSWERS WITH WELL EXPLAINED RATIONALES VERIFIED BY EXPERTS AND GRADED A+ ALREADY PASSED!!!!!!!LATEST UPDATE 2024M WITH 100% GUARANTEED SUCCESS AFTER DOWNLOAD (ALL YOU NEED TO PASS YOUR EXA
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HAWAII ADJUSTER
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HAWAII ADJUSTER
HAWAII ADJUSTER EXAM QUESTIONS AND COMPLETE 100% VERIFIED CORRECT ANSWERS WITH WELL EXPLAINED RATIONALES VERIFIED BY EXPERTS AND GRADED A+ ALREADY PASSED!!!!!!!LATEST UPDATE 2024M WITH 100% GUARANTEED SUCCESS AFTER DOWNLOAD (ALL YOU NEED TO PASS YOUR EXAMS)
Under the Equipment Breakdown Protect...
HAWAII ADJUSTER EXAM
QUESTIONS AND COMPLETE
100% VERIFIED CORRECT
ANSWERS WITH WELL
EXPLAINED RATIONALES
VERIFIED BY EXPERTS AND
GRADED A+ ALREADY
PASSED!!!!!!!LATEST UPDATE
2024M WITH 100%
GUARANTEED SUCCESS AFTER
DOWNLOAD (ALL YOU NEED
TO PASS YOUR EXAMS)
,
,Under the Equipment Breakdown Protection form that covers boilers and machinery, what is considered
to be one loss event? The initial breakdown that causes other breakdowns
Commercial inland marine policies require the insured to submit a signed, sworn statement of loss:
Within 60 days of the insurer requesting it
An insured purchases several different insurance policies that provide coverage in an amount that would
allow him to make a profit from a covered loss. This is known as:Overinsurance
All of the following are situations where a Commercial Umbrella policy would be triggered to provide
coverage, EXCEPT: The underlying liability policy limits are sufficient to pay the entire claim
A claim is brought against the named insured under a CGL policy. Before settlement is made the insured
files for bankruptcy. This action: Does not relieve the insurance company from paying the claim
When the Hawaii Commissioner deems that current rates may be excessive and mandates that insurers
submit new rate filings, when must the new filings be submitted? Within 120 days of the mandate
Which of the following best describes how the peril of "theft" is covered under the 1943 New York
Standard Fire policy? Theft is a covered peril under the removal coverage
In situations where the insured and the insurer could disagree on the value of an item, it would be best
to insure that item on a(n) __________ basis Agreed Value
Gottfried, an insurance agent, has posted information online in an forum for insurance professionals.
This information stated that Greta's insurance agency has been engaging in rebating and her appointing
insurer is about to file for bankruptcy. Gottfried knows this information is untrue, but he is angry that
some of his clients have recently left his agency to place business with Greta. Which of the following
statements is true of Gottfried's actions? Gottfried has defamed both Greta and her appointing
insurer, an unethical and illegal action
An insured who had a $500,000 primary liability policy purchased a $1 million Umbrella liability policy
with a $2,000 self-insured retention limit. Later, the insured allowed the required underlying primary
policy with a limit of $500,000 to expire. A week after that, the insured became liable for a $100,000 loss
that is not excluded by the provisions of either the primary underlying liability policy or the Umbrella
policy. How will this loss likely be settled? The insured will be liable for the full $100,000 loss
The 165 numbered lines on page 2 of the Standard Fire policy covers: The conditions and exclusions
of the policy.
All of the following "personal effects" would be covered by the Part D -- Additional Coverage of the
Personal Watercraft, EXCEPT: Jewelry.
Which of the following is true regarding consultations because the situation is life threatening or could
cause serious harm?I. The attending physician will notify the employer as soon as possibleII. The
consultant will provide a copy of the consultation report to the attending physicianIII. The copy of the
consultation report must be given to the employer within 14 calendar days of the examination I, II and
III
, The time period after the policy inception and before the policy expiration is known as: The policy
period
No credit will be given to any Hawaii producer for any continuing education course unless that course
has received an approval code from: The Hawaii Insurance Commissioner.
Which of the following statements BEST describes the reason it was necessary to create a federal flood
insurance program in 1968? Because other property policies routinely exclude flood from coverage
An insured is covered under a CGL policy with a "per occurrence" limit of $4 million and an aggregate
limit of $8 million. The insured also has a Commercial Umbrella policy with a $5 million aggregate limit
and a $100,000 SIR. Two covered claims are submitted, one for $4 million and one for $5 million. What
amount is the retained limit that will trigger the Umbrella policy to pay on the claim? $8 million
What coverage is used to cover damage to a customer's auto in the care and custody of a repair garage?
Garagekeeper's liability
A landlord has wrongfully evicted a tenant. A lawsuit is brought by the tenant against the landlord. The
landlord would need: Personal injury coverage
An insured has purchased Coverage A and Coverage B of a standard Businessowners policy and the limit
of insurance shown in the Declarations is 80% of the replacement cost value, how will losses be settled?
Both Coverage A and Coverage B will be settled on a replacement cost basis
An office building is limited in the number of stories it may contain and still be eligible for coverage
under a standard Businessowners Policy. This number is: Six stories
If an applicant for an insurance license in Hawaii fails the same licensing examination on two occasions,
before permitting that applicant to take the state exam again, the Commissioner may require a waiting
period of up to: Six months
Which of the following is not a method of showing proof of financial responsibility in Hawaii? A
Property Financial Bond
The estimated annual premium for a workers' compensation policy will be based on all of the following,
EXCEPT: The average premium of insureds in the same area working in the same industry
Which of the following methods is specified by the standard NCCI workers' compensation policy to
handle claims payments when other insurance, including self-insurance, covers the workers'
compensation risk? Contribution by equal shares
Which of the following would be covered under a Builders' Risk form? The foundation of the building
under construction.
Insurance companies often outsource a large percentage of their processes to Third Party
Administrators (TPAs). All of the following facts about TPAs are true, EXCEPT: TPAs assume the risk on
the policies they handle
All of the following statements are TRUE of the terms used in the standard workers' compensation
policy, EXCEPT: "State" means any state of the United States, the District of Columbia, and all territories
and possessions
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