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Exam (elaborations)

PCI – DSS Questions & 100% Correct Answer

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Customer purchasing goods either as a "Card Present" or Card Not Present" transaction -Receives the payment card and bills from the issuer ~~> Cardholder -Primary Account Number (PAN) -Cardholder Name -Expiration Date -Service Code ~~> Cardholder Data Include: -Full track data (...

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  • September 13, 2024
  • 86
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • PCI DSS
  • PCI DSS
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MASTER01
1 | P a g e | © copyright 2024/2025 | Grade A+




PCI – DSS Questions & 100% Correct
Answers
-Customer purchasing goods either as a "Card Present" or Card Not Present"

transaction




-Receives the payment card and bills from the issuer

✓ ~~> Cardholder




-Primary Account Number (PAN)

-Cardholder Name

-Expiration Date

-Service Code

✓ ~~> Cardholder Data Include:




-Full track data (Magnetic-stripe data or equivalent on a chip)

-CAV2/CVC2/CVV2/CID

-PINs/PIN blocks

✓ ~~> Sensitive Authentication Data includes:




American Express


Master01 | September, 2024/2025 | Latest update

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Discover

JCB International

MasterCard

Visa

✓ ~~> Payment Brand




-Bank or other organization issuing a payment card on behalf of a Payment

Brand (e.g. MasterCard & Visa)




-Payment Brand issuing a payment card directly (e.g. Amex, Discover, JCB)

✓ ~~> Issuer




Organization accepting the payment card for payment during a purchase

✓ ~~> Merchant




*Bank or entity the merchant uses to process their payment card transactions

*Receive authorization request from merchant and forward to Issuer for

approval

*Provide authorization, clearing, and settlement services to merchants

*Acquirer is also called




Master01 | September, 2024/2025 | Latest update

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--Merchant Bank

--ISO

--Payment Brand -Amex, Discover, JCB

--Never Visa or MasterCard

✓ ~~> Acquirer




*Acquirer is responsible for merchant compliance

--Know payment brand compliance programs and how they apply to

merchants

--Ensure that their merchants understand PCI DSS compliance requirements

and track compliance efforts

--Manage Merchant communications




*work with merchants until compliance has been validated

--Merchants are not compliant until all applicable requirements have been

met and validated

--Acquirer is responsible for providing merchant compliance status to

payment brands




Master01 | September, 2024/2025 | Latest update

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*Incur any liability that may result from non-compliance with payment brand

compliance programs

✓ ~~> Common Acquirer Responsibilities




*A service provider is a business that is not a payment brand, directly involved

in the processing, storage, or transmission of cardholder data on behalf of

another entity.

-Sometimes a service provider is a merchant




*Service Provider also includes companies that provide services (to

merchants, service providers, or other entities), which control or could impact

the security of cardholder data

✓ ~~> Service Providers




1. Install and maintain a firewall configuration to protect cardholder data




2. Do not use vendor-supplied defaults for system passwords and other

security parameters

✓ ~~> Standard 1: Build and Maintain a Secure Network and Systems




3. Protect stored cardholder data



Master01 | September, 2024/2025 | Latest update

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