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2024 AHIP PRACTICE EXAM WITH ANSWERS
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2024 AHIP PRACTICE EXAM WITH ANSWERS
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2024 AHIP PRACTICE EXAM WITHANSWERS
Mrs. Lopez is enrolled in a Medicare Advantage cost plan. She has recently
lost creditable coverage previously available through her husband's
employer. She is interested in enrolling in a Medicare Part D prescription
drug plan (PDP). What should you tell her? - CORRECT-ANSWERSIf a Part D
benefit is offered through her plan she may choose in enroll in that plan or a
standalone PDP.
Mr. Diaz continued working with his company and was insured under his
employer's group plan until he reached age 68. He has heard that there is a
premium penalty for those who did not sign up for Part B when first eligible
and wants to know how much he will have to pay. What should you tell him?
- CORRECT-ANSWERSMr. Diaz will not pay any penalty because he had
continuous coverage under his employer's plan.
Mrs. Berkowitz wants to enroll in a Medicare Advantage plan that does not
include drug coverage and also enroll in a stand-alone Medicare prescription
drug plan. Under what circumstances can she do this? - CORRECT-
ANSWERSIf the Medicare Advantage plan is a Private Fee-For-Service (PFFS)
plan that does not offer drug coverage or a Medical Savings Account, Mrs.
Berkowitz can do this.
You are meeting with Ms. Berlin and she has completed an enrollment form
for a MA-PD plan you represent. You notice that her handwriting is illegible
and as a result, the spelling of her street looks incorrect. She asks you to fill
in the corrected street name. What should you do? - CORRECT-ANSWERSYou
may correct this information as long as you add your initials and date next to
the correction
Mrs. Lenard is enrolled in a Medicare Cost plan. Recently the cost plan
announced its intention to end its cost contract and transition to a Medicare
Advantage (MA) Mrs. Lenard received a letter indicating that unless she
chooses another plan or opts out she will be automatically enrolled in the
new Medicare Advantage plan operated by an organization affiliated with her
cost plan. What does this mean? - CORRECT-ANSWERSIf Mrs. Lenard wants
to enroll in a Medicare Advantage plan affiliated with her cost plan effective
January 1, she should do nothing and she will be automatically enrolled. If
she does not want to enroll in that MA plan, she should choose another plan
or otherwise opt out of the automatic enrollment.
, Mr. Davis is 52 years old and has recently been diagnosed with end-stage
renal disease (ESRD) and will soon begin dialysis. He is wondering if he can
obtain coverage under Medicare. What should you tell him? - CORRECT-
ANSWERSHe may sign-up for Medicare at any time however coverage usually
begins on the fourth month after dialysis treatment starts.
Mr. Chen has heard about a Medical Savings Account (MSA), but wants to
know if it is just about saving money, or if he will get insurance coverage for
his health care expenditures as well. What should you tell him? - CORRECT-
ANSWERSUnder the Medicare Advantage program, a MSA plan involves the
combination of a high deductible health plan and a savings account for
health expenses. Medicare will make contributions to this savings account to
help him pay his health care expenses while in the deductible.
You are mailing invitations to new Medicare beneficiaries for a marketing
event. You want an idea of how many people to expect, so you would like to
request RSVPs. What should you keep in mind? - CORRECT-ANSWERSYou
may request RSVPs, but you are not permitted to require contact
informaiton.
Mrs. Lopez is enrolled in a cost plan for her Medicare benefits. She has
recently lost creditable coverage previously available through her husband's
employer. She is interested in enrolling in a Medicare Part D prescription
drug plan (PDP). What should you tell her? - CORRECT-ANSWERSIf Part D
benefit is offered through her plan she may choose to enroll in that plan or a
standalone PDP.
Ms. Lee is enrolled in a MA-PD plan but will be moving out of the plan's
service area next month. She is worried that she will not be able to enroll in
another plan available in her new residence until the Annual Election Period.
What should you tell her? - CORRECT-ANSWERSShe is eligible for a Special
Election Period that begins either the month before her permanent move, if
the plan is notified in advance, or the month she provides notice of the
move, and this period typically lasts an additional two months.
Mrs.. Kelly, age 65, is entitled to Part A, but has not yet enrolled in Part B.
She is considering enrollment in a Medicare health plan (Part C). What should
you advise her to do before she will be able to enroll into a Medicare health
plan? - CORRECT-ANSWERSIn order to join a Medicare health plan, she also
must enroll in Part B.
Ms. Gonzales decided to remain in Original Medicare (Parts A and B) and Part
D during the Annual Enrollment Period (AEP). At the beginning of January, her
neighbor told her about the Medicare Advantage (MA) plan he selected. He
also told her there was an open enrollment period that she might be able to
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