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ARM 401: Holistically Assessing Risk latest update
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ARM 401: Holistically Assessing Risk latest update
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ARM 401: Holistically Assessing RiskIndependent Contractor - .......🔷ANSWERS🔶......✔✔ Have the right to control their own work, are
paid by the job, freedom to select and hire helpers, provide their own tools/equipment, in control of
their own schedule
Work Comp Limits - .......🔷ANSWERS🔶......✔✔ Statutory
Death Benefits - .......🔷ANSWERS🔶......✔✔
Elective Laws - .......🔷ANSWERS🔶......✔✔ Work Comp insurance is not compulsory, can elect not
to purchase. If work comp is not purchased, right to common law defense is waived. TX (those who
opt out get plans similar to health care) and NJ (requires employers to purchase work comp OR
employers liability)
Employer's Liability Limits - .......🔷ANSWERS🔶......✔✔
Volunteers - .......🔷ANSWERS🔶......✔✔ Perform work functions for the employer, but do not
receive wages. Depending on the state, the employer could be responsible for providing work comp
Temporary Staffing Company - .......🔷ANSWERS🔶......✔✔
Other States - .......🔷ANSWERS🔶......✔✔
Work Comp System - .......🔷ANSWERS🔶......✔✔ Each state has its own statutes and commission or
board
Temporary Partial - .......🔷ANSWERS🔶......✔✔ an injury or disease that the employee will recover
from and is able to work light duty (may consist of parts of the employee's regular job or another job)
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