New York Auto Appraisers Practice Test with correct Answers Total losses are reported to : - ANS NICB
What does LKQ stand for? - ANS Parts of Like Kind and Quality
What is meant by the term non-OEM - ANS Parts that were not made by the original manufacturer.
If parties are in disagreement regarding a claim, how it is settled? - ANS With an umpire and/or through the courts.
What is an appraiser prohibited from performing? - ANS Loss of Use for the third party.
How often must a license be renewed? - ANS Every two years, on 12/31 of even numbered years. What does R&I mean - ANS Remove and Install
What does R&R mean? - ANS Remove and Replace
What does D&R mean? - ANS Detach and Reattach.
What are items that may need to be repaired after teardown called? - ANS Open Items
What are the optional lamps located below the headlights called? - ANS Fog Lamps What is the difference between an unibody design and a conventional frame vehicle?
- ANS Crush Zones
What is the minimum age for an appraiser in New York? - ANS 18
What cannot be on an estimate? - ANS A shop recommended by the appraiser / adjuster.
With a unibody design, what is the most common suspension type? - ANS MacPherson
What covers the roof panel? - ANS the Headliner
What does salvage mean? - ANS After an auto collision loss an insurance company may elect to pay the insureds claim and take possession of the vehicle.
What kind of loss is a fire to the insureds vehicle? - ANS Direct Loss
Which is not a sign of arson? a) vehicle parked in parking lot b) bank listed as a lienholder. c) valuables left in the vehicle. d) vehicle listed for sale. - ANS b) bank listed as the lienholder.
What is the 10th digit of the VIN? - ANS The year manufactured
Where is refrigerant stored? - ANS In the A/C system (dryer or dehydrator)
How long does the insured have to report a claim? - ANS 30 Days.
Where does the heat in a vehicle come from? - ANS The heater core in the cooling system provides heat.
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