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WGU D076 already graded A+ 2024/2025
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WGU D076 already graded A+ 2024/2025
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WGU D076Business finance - ANSWhich area of finance deals with sources of funding and the capital
structure of corporations and seeks to increase the value of a firm to its owners?
Finance focuses on the future, while accounting is generally backward-looking. - ANSWhat is
the primary difference between finance and accounting?
Investments - ANSWhich subspecialty of finance primarily involves deciding which assets will
create more wealth and earn positive returns?
Investments - ANSAn area of finance that deals with investment allocation and asset pricing.
Financial Institutions - ANSAn area of finance that involves organizations that accept deposits,
offer investment products, loan money, or broker financial transactions.
Corporate Finance. - ANSAn area of finance that involves activities used to increase
shareholder wealth.
To maximize satisfaction from products purchased and services obtained - ANSWhat is the
primary aim of personal finance goals?
Do the benefits of this investment outweigh the costs? - ANSWhat should be the main question
a firm asks when considering any investment decision?
To maximize owner wealth - ANSWhat is the primary goal of the financial manager of a firm?
making investment decisions,
making financing decisions, and
managing working capital. - ANSWhat are three main tasks that a financial manager of a firm
does in order to achieve the goal of the firm, which is to maximize shareholder wealth?
CFO, Chief Financial Officer - ANSWho is the highest ranking officer in corporate finance?
The CFO is responsible for all the financial decisions made by the firm. He or she serves as the
CEO's right-hand person in all money matters and oversees the financial analysis and
decision-making of the firm. - ANSWhat does the CFO do?
Making investment decisions - ANSWhich task does a financial manager perform when
assessing the costs and benefits of potential projects?
,Private equity - ANSWhich financial career focuses on investing capital into firms whose shares
are not currently sold on any public stock exchange?
Making financing decisions - ANSWhich task does a financial manager perform when choosing
to obtain a loan to purchase a piece of equipment for a new project?
Treasury, Corporate, and Stocks - ANSWhat are the three most important types of securities?
To protect Investors - ANSWhy does the SEC oversee Financial Markets?
To provide liquidity and determine prices - ANSWhat are the purposes of financial markets?
Secondary market - ANSIn which financial market are securities such as stocks and bonds are
traded after their initial issuance?
Money market - ANSWhat kind of market primarily allows institutions to borrow and lend in the
short term?
Primary market - ANSA local start-up company just hit its five-year anniversary and is planning
an initial public offering sometime this year. In order to issue public stock, which market will the
company use?
An institution that accepts and pays interest on deposits of money, as well as extends loans -
ANSWhat is a depository institution?
To conduct financial transactions such as investments, loans, and deposits - ANSWhat is the
primary role of financial institutions?
Investment bank - ANSA large corporation is looking to merge with another large corporation.
Which financial institution can help them do this?
Pension fund - ANSWhich type of financial institution deals mainly with providing for retirement
through employers?
They use returns from stocks and bonds. - ANSHow do insurance companies pay policyholders
when a claim is made?
Central bank - ANSWhich financial institution ensures that a nation's economy remains healthy
by controlling the amount of money circulating in the economy?
Leading, Lagging, and coincident - ANSWhat are the three types of economic indicators?
Lagging - ANSUnemployment rate is which type of economic indicator?
, To regulate inflation and unemployment - ANSThe Federal Reserve sometimes adjusts the
interest rate at which commercial banks can borrow from it. What is the purpose of adjusting the
interest rate?
It may indicate an economic downturn. - ANSWhat would an inverted yield curve signal?
They are analyzed during economic shifts to provide information about the current state of the
economy. - ANSIn what way are coincident indicators useful?
To protect investors - ANSWhich responsibility is a focus of the U.S. Securities and Exchange
Commission?
Investment institutions - ANSWhich type of financial institution provides individuals and firms
access to financial markets?
Private equity - ANSWhich financial institution includes entities that receive money from
institutional investors and wealthy individuals to buy troubled companies to improve them and
earn returns by selling them or going public?
Leading - ANSYield curve is which type of economic indicator?
Legal - ANSWhich type of error would result in a set repercussion or penalty given by the
government?
Moral - ANSLucas is a financial advisor working for Bullzai, Inc. He is faced with a dilemma.
Bullzai has started changing its practices in order to increase profit. As a financial advisor, he is
now supposed to suggest to clients to invest in portfolios that will not do as well as the portfolios
that Bullzai is invested in. This is an accepted practice done by other businesses in the industry,
and it complies with all standards set by the government. However, Lucas knows that this
practice is not in his clients' best interest. What type of dilemma is Lucas facing?
An ethical action is based on accepted standards of conduct. - ANSWhat characterizes an
ethical action?
Moral - ANSWhich term reflects a person's beliefs about right and wrong, good and bad, or just
and unjust?
Accounting - ANSThe system of recording, reporting, and summarizing past financial
information and transactions.
Accounts Receivable Turnover (AR Turnover) - ANSAn activity ratio found by credit sales
divided by accounts receivable.
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