State Farm Questions & 100% Correct Answers

You're preparing an estimate on a customer's vehicle that requires refinishing of the hood and right front fender only. The hood is the first panel listed on the estimate. According to most Collision Estimating Guides, would refinish overlap be applicable on the hood? Choose the most correct...

Special Limits of Liability for 1. money ~~> $200 for money or coins whats covered under dwelling ~~> tures attached to dwelling ials/supplies on or adjacent to residence premises for construction use or alteration of the premises. ation, footings, floor slabs supporting dwelling...

Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: Select the single best answer: A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. B. If the insured does not rebuild, the time necessary for...

Select Service Program ~~> In some market areas, repairers have been selected to participate in State Farm's Select Service Program. The program is designed to enhance claim service, increase efficiency, and afford customers an opportunity to select qualified repairers to inspect and ...

Tell me about yourself ~~> My name is Brandon Manuel. I'm a recent graduate from Valdosta State University and a current graduate student at Clayton State University majoring in Business Administration with a concentration in Digital Marketing. I am a dependable professional who is exci...

duties of the insured ~~> 1. pay the premium 2. take all reasonable means to save and protect the property from loss 3. give the insurance company immediate notice of loss 4. give the insurance company proof of loss within 60 days of the loss 5. separate the damaged property from ...

In property insurance actual cash value is defined as which of the following ~~> Replacement cost at the time of the loss, less depreciation Peril is most easily defined as ~~> the cause of loss insured against What is a leading factor in the determination of actual cash value ~~&gt...

Competitive Bids ~~> The competitive bid process requires that two or more repairers submit competitive estimates or "bids" for a specific repair job. The amount of the low, complete bid is generally considered to be the "competitive" price and is used as the basis for settlement. In...

A football field ~~> Reading a text message while driving at 55 mph is the equivalent of crossing one of these while blindfolded Not ~~> Using a hands free device is __________ substantially safer 5 Ways to Avoid Distraction While Driving ~~> 1. Turn your phone off, and store i...

The car in front of you is not paying attention and sat through a red light ~~> An example of when to tap your horn Make eye contact, use signal and/or politely gesture that you'd like to change lanes ~~> The best way to show another driver you want to make a lane change in a busy ...

Many states prohibit solo driving at night if you have an intermediate or restricted license ~~> True (#1) The crash rate for driving at night __________________ that of driving during the day ~~> Higher than True or false (#2) The primary danger of hydroplaning is that your car c...

When exiting the highway, you should start slowing down before entering the exit lane or ramp ~~> False (#1) When you should start slowing down so you can enter the exit lane or ramp ~~> One-third of the way down True or false (#2) If you need to get the right lane and you are conce...

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Who owns thier renewals ~~> Independents Events that may NOT be recovered by insurance are ~~> Gambling, investing, market value of home What underlying coverages typically are required for an umbrella ~~> Auto and Personal Conditions that prohibit assignments of the policy ~...